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Lending Purposes PDF Print E-mail

 

Financing Development Activities, Loan Categories and Terms and Conditions
  Loan Category 
Category Code
Financing Development Activities  Maximum Loan Limit ( per acre ) Interest Rate Grace Period  Pay Back Period  Interest Rebate  Maximum Loan Limit (per project) Refinance Credit Guarantee
A  Coconut New Planting And Intercropping 
NPS
Coconut New Planting With  Intercropping, Soil And Moisture Conservation, Fertilizing & Maintenance, Infrastructure Developments, Crop Protection 
125,000/- 
9%
One year 
5 years 
1st year 100%
2nd -5th year 50%
 
3 Million
100%
50% of Default Amount 
B  Coconut Replanting & Intercropping 
RPS
Removal Of Senile Plantation & Replanting With Intercropping.  Soil & Moisture Conservation, Fertilizing & Maintenance Infrastructure Developments, Crop Protection  
125,000/- 
9%
One year 
5 years 
1st year 100%
2nd -5th year 50%
 
3 Million
100%
50% of Default Amount 
C  Rehabilitation Of Coconut Lands & Intercropping 
IPC
Intercropping, Soil & Moisture Conservation, Fertilizing & Maintenance, Infrastructure Developments, Crop Protection 
125,000/- 
9%
One year 
5 years 
1st year 75%
2nd -5th year 50%
 
3 Million
100%
50% of Default Amount 
D       Coconut Rehabilitation 
RHS
Fertilizing, Mulching, Soil & Moisture Conservation, Establishment Of Cover Crops, Removing Excess Plants, Filling Vacancies And  Diseases & Pest Control, Infrastructure Developments, Crop Protection 
50,000/- 
9%
One year 
5 years 
1st year 75%
2nd -5th year 50%
 
3 Million
100%
50% of Default Amount 
E  Coconut Mono-Cropping 
MON
Coconut Mono-Cropping And Soil & Moisture Conservation, Fertilizing, Infrastructure developments, Crop Protection  
25,000/- 
9%
One year 
5 years 
1st year 100%
2nd -5th year 50%
 
3 Million
100%
50% of Default Amount 
F Establishment Of Drip Irrigation Systems  
IRD
Establishment Of Agro Wells, Water Pumps, Drip Systems in Coconut Based Farming Systems. 
150,000/- 
9%
One year 
5 years 
1st year 100%
2nd -5th year 50%
 
3 Million
100%
50% of Default Amount 
G Establishment Of Hose Irrigation Systems  
IRN
Establishment Of Agro Wells, Water Pumps, Hose Irrigation Systems in Coconut Based Farming Systems. 
50,000/- 
9%
One year 
5 years 
1st year 100%
2nd -5th year 50%
 
3 Million
100%
50% of Default Amount 
H Establishment Of Nurseries  
NUS
Establishment And Maintain Of Nurseries For Supplying Planting Materials For Intercrops 
125,000/- 
9%
6 months 
2 years 
1st  year 100%
3 Million
100%
50% of Default Amount 
I  Purchasing Farm Machinery For Coconut- Intercrop Farming Systems  
IMP
Provision Of Farm Machineries For Coconut Intercrop Farming System 
150,000/- 
9%
3 months 
5 years 
1st year 50%
3 Million
100%
50% of Default Amount 
J Cattle & Buffalo Management Under Adult Coconut Plantations 
LRM
Construction Of Cattle Shed, Purchasing Of Animals & Equipments (Land Extent Should Be Least 1 Ac Or  Over & At Least Two Female Animals Should Be Rared)
150,000/- 
9%
One year 
5 years 
1st year 100%
2nd -5th year 50%
 
3 Million
100%
50% of Default Amount 
K Sheep & Goat Management Under Adult Coconut Plantation 
SRM
Construction Of Sheds & Purchasing Of Animals & Equipments (Land Extend Should Be At Least 01 Ac Or Over & 01 Male And 06 Female Animals Should Be Rared)  
150,000/- 
9%
One year 
5 years 
1st year 100%
2nd -5th year 50%
 
3 Million
100%
50% of Default Amount 
L   Special Projects
SPL
The Coconut Based Development Projects Which Are not Categorized Under A to K and The Loan Projects Which  Exceed 50 Acre Limit. Terms and conditions depend on the recommendations of Technical Evaluation Committee (TEC) appointed by National Coordinating Committee (NCC)  10,000,000.00
(Max. Amount Depend on Fund Availability)
100% No Guarantee